Are you and your family properly protected?
Are you overpaying on life insurance?
Death isn't something we like to think about, but none of us knows what tomorrow will bring. Some people believe that there's no hurry to get properly protected, it's something they can deal with tomorrow. What if tomorrow never comes?
Life insurance is very important to your family’s future. It can help cover funeral and burial expenses and help pay off debts. It provides financial security and protects your family from the potentially devastating financial losses that could result if something happened to you.
Insurance with your employer is not enough! Some people believe because they have life insurance through their employer that they are safe and properly protected. Surely, this insurance does play a role in protecting your family financially, but it's only a small part of that protection that typically only covers one to two years of your salary. It is owned by your employer, and usually only covers you while you work there. If you leave that job or get laid off, your employer-sponsored coverage ends. This is not properly protecting your family. You want your own insurance policy, and your policy remains in effect as long as you keep your premiums current.
Another common misconception about life insurance is that it is a permanent need for each family. Many financial experts see life insurance as a tool to "buy time" until you accumulate savings – and not as a permanent fixture of your financial life. Term life insurance is generally much more affordable in the initial years to provide the right amount of coverage you really need for your family.
I know you love your family and want to make sure they are properly protected. With today's technology you can purchase a life insurance policy from the comfort of your home, and I can help you.
Life insurance is very important to your family’s future. It can help cover funeral and burial expenses and help pay off debts. It provides financial security and protects your family from the potentially devastating financial losses that could result if something happened to you.
Insurance with your employer is not enough! Some people believe because they have life insurance through their employer that they are safe and properly protected. Surely, this insurance does play a role in protecting your family financially, but it's only a small part of that protection that typically only covers one to two years of your salary. It is owned by your employer, and usually only covers you while you work there. If you leave that job or get laid off, your employer-sponsored coverage ends. This is not properly protecting your family. You want your own insurance policy, and your policy remains in effect as long as you keep your premiums current.
Another common misconception about life insurance is that it is a permanent need for each family. Many financial experts see life insurance as a tool to "buy time" until you accumulate savings – and not as a permanent fixture of your financial life. Term life insurance is generally much more affordable in the initial years to provide the right amount of coverage you really need for your family.
I know you love your family and want to make sure they are properly protected. With today's technology you can purchase a life insurance policy from the comfort of your home, and I can help you.
Procrastination is not your friend...
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