You should consider changing your life insurance policy as your life situation changes. Is it time to update your family's life insurance?
You may have heard the phrase, "age is just a number." But, when it comes to life insurance, age is the most important factor, and it favors you in many ways. As a young adult, getting life insurance may not be a priority. You may think, "Why pay unnecessary life insurance premiums at this point in your life." But the reality is, buying coverage ASAP is a good idea for several reasons.
It's no secret that COVID changed our lives, and most of us will never return to life as we knew it. Many people across America found themselves out of work, and many started working from home, whether for an employer or for themselves. Ironically, most of them found that working from home offers many other benefits as well.
I find it ironic that several types of insurance are mandatory in America, but not life insurance. When we purchase a new car, we must have car insurance before we drive it off. Many landlords make renters obtain rental insurance before they will rent an apartment or a home. If you lease a commercial space, you must provide business insurance. When you purchase a home, you must get homeowners' insurance. Even the government at one point was fining people for not having health insurance. But life insurance, no one makes us get it.
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